Mortgage Blog

Category: Mortgage (7 posts)

Jobs Report vs CPI, Which One Moves Mortgage Rates More for Homeowners?

January 13, 2026 | Posted by: Theós Financial

If you follow mortgage rate headlines, you have probably noticed something confusing. Some days rates move after an inflation report. Other days they shift after a jobs report, even when the Federal R ...

Why Homes Are Still Expensive Even as Inflation Eases

December 23, 2025 | Posted by: Theós Financial

Many U.S. homeowners and buyers expected housing costs to come down once inflation started to cool. Instead, home prices and monthly payments remain stubbornly high across much of the country. This di ...

Fed Rate Cuts, Why Mortgage Rates Are Not Falling Faster

December 15, 2025 | Posted by: Theós Financial

When the Federal Reserve announces a rate cut, homeowners naturally expect mortgage rates to drop right away. Headlines often make it sound simple, the Fed cuts rates, borrowing gets cheaper, and mont ...

Dec 10-2025 - Federal Reserve issues FOMC statement

December 10, 2025 | Posted by: Theós Financial

Available indicators suggest that economic activity has been expanding at a ...

Over 4 M U.S. Homeowners Could Refinance as Rates Stabilize

November 21, 2025 | Posted by: Theós Financial

Did You Know ? Did you know that more than four million U.S. homeowners are now poised to benefit from refinancing their mortgages because interest rates have started to stabilise and some borrowers l ...

Why rising inventory and slowing U.S. home-price growth matter for lock-in strategy

November 10, 2025 | Posted by: Theós Financial

Across the United States, the housing market is showing its first real signs of balance in years. With more homes hitting the market and price growth cooling, many buyers and homeowners are wondering ...

October 29, 2025 - Federal Reserve issues FOMC statement

October 29, 2025 | Posted by: Theós Financial